9575 Katy Freeway, Suite 200,
Houston, TX 77024
Call Us Today for a FREE Consultation 281-643-2000

Anyone can make these insurance claim mistakes after an accident

Posted on in Auto Accidents

After receiving medical care following a motor vehicle accident, it’s important to file an insurance claim. However, with so much going on in your life, you need to proceed with caution, as neglecting to do so can result in a mistake that costs you money in the long run.

Here are some of the most common insurance claim mistakes:

  • Saying too much: Yes, you want to file a claim as soon as you can. And yes, you need to provide your agent with basic information about the accident, such as where it occurred. However, don’t dive too far into the details until you understand your legal rights and are comfortable answering questions.
  • Agreeing to make a recorded statement: If your agent asks you to make a recorded statement, you have the right to turn them down. Doing so while under stress is a mistake, as you could say the wrong thing or misinterpret what’s asked of you.
  • Trusting your insurance agent: Many people have a longstanding relationship with their agent, so they trust them to do the right thing if they’re in an accident. You shouldn’t put all your trust in your agent, because at the end of the day it’s a business. They’re going to do what’s best for them, their company and their bottom line. So, you need to do what’s best for you, and that means not putting your trust in your agent.
  • Accepting their first offer: You want to put your accident behind you as soon as you can, and your insurance company knows this. So, they may make you a lowball offer in the hope that you take it. Don’t accept any money from an insurance company until you’re 100% sure that it’s the right thing to do.

You’re faced with many challenges after a car accident, especially if you suffered a serious injury that requires long-term treatment.

Do your best to take your recovery one day at a time. This is also the approach you should take with your insurance claim. Once you file a claim, move through the process with caution so that you protect your legal rights.

Back to Top