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The Workers’ Compensation laws are designed to provide wage loss benefits, medical cost coverage and other benefits for those employees who have been injured at work. The two main purposes of Workers’ compensation laws are to ensure employees secure benefits from workplace injuries and to prevent lawsuits against employers when employees are injured.

Workers’ Compensation laws are in place to make the employer strictly liable for injuries sustained in course of employment. The injury must arise in course and scope of employment for a valid claim, and an employer – employee relation must exist.

If you or any of your loved ones has been injured in a workplace accident, it is important to know how the process of Workers’ Compensation works from the moment an employee is injured. Given below are the various stages in a workers’ compensation claim:•SEEK MEDICAL TREATMENT.The number one priority should always be the health of the person injured in a workplace accident. Employee should seek treatment from a health care provider authorized by his employer and employer’s Workers’ Compensation insurers (or Carriers). If it’s an emergency, injured employee should seek treatment at the nearest clinic or hospital.

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This is often confusing to many injured workers: If your employer uses the Texas' workers' compensation program, you have one set of rights, and if they don’t, you have another set of rights. You don't get to choose which set of rights you have, your employer chooses for you when they either opt in or out of the workers' compensation system.

The idea behind any state's workers' compensation system is that lawmakers take away the rights of an employee to sue their employer for a work injury. Instead, they provide a type of work injury benefit plan that pays workers more like an unemployment benefit system than like a court case. Again, if your employer buys into the workers' comp system, your right to sue them is taken away and you are instead given the right to file for benefits paid by the workers' compensation carrier that your employer has chosen.Not all companies in Texas wanted to have their employees covered by a workers' compensation plan. Many employers would rather take their chances in court. Lawmakers recognized this and allowed Texas companies to opt out of the workers' compensation system. For employers who opt out, normal personal injury law applies (much of the time), and employees who are hurt retain the right to sue their employer when an accident occurs.

As you can see, the rights you have are dictated by what type of work injury coverage your employer has. For More Information and a free Workers Compensation case review call a Houston Work Injury Lawyer today.

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