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This is often confusing to many injured workers: If your employer uses the Texas' workers' compensation program, you have one set of rights, and if they don’t, you have another set of rights. You don't get to choose which set of rights you have, your employer chooses for you when they either opt in or out of the workers' compensation system.

The idea behind any state's workers' compensation system is that lawmakers take away the rights of an employee to sue their employer for a work injury. Instead, they provide a type of work injury benefit plan that pays workers more like an unemployment benefit system than like a court case. Again, if your employer buys into the workers' comp system, your right to sue them is taken away and you are instead given the right to file for benefits paid by the workers' compensation carrier that your employer has chosen.Not all companies in Texas wanted to have their employees covered by a workers' compensation plan. Many employers would rather take their chances in court. Lawmakers recognized this and allowed Texas companies to opt out of the workers' compensation system. For employers who opt out, normal personal injury law applies (much of the time), and employees who are hurt retain the right to sue their employer when an accident occurs.

As you can see, the rights you have are dictated by what type of work injury coverage your employer has. For More Information and a free Workers Compensation case review call a Houston Work Injury Lawyer today.

Over six million car accidents occur each year in the United States. Fortunately, most of them involve only property damage - damage to the vehicle as opposed to the occupants. But one in three accidents involve personal injury to the driver or passengers and out of that number, two out of every ten accidents lead to fatal injuries.

If you are involved in an automobile accident, there are certain things you can do to protect yourself and your interests. The following is a list of the top ten things you should do if you are in an automobile accident:1. STOP. Never drive away from the scene of an accident, even a minor one.2. PROTECT THE SCENE. You can prevent further accidents by setting up flares, or keeping your flashers on. If it is dark and your lights don't work, you should have a flashlight to keep you safe while you wait in your disabled car or by the side of the road.3. CALL THE POLICE. Even if there are no serious injuries, it is a good idea to call the police. You may need a police report to file a claim with your insurance company, even if it is just to make a claim for damage to your vehicle. The vehicles involved in the accident should remain where they are, unless they interfere with traffic.4. MAKE AN ACCURATE RECORD. When the police arrive, make sure you tell the investigating officer(s) exactly what happened, to the best of your ability. If you do not know certain facts, tell that to the officer. Do not speculate, guess or misstate any of the facts. If you are asked if you are injured and you are not sure, say you are not sure, rather than no. Often, the pain and injuries from motor vehicle accidents become apparent hours after the actual collision. You should also make sure statements made by other persons involved in the accident are accurate as well.5. TAKE PICTURES. If you happen to have a camera in your vehicle, or a cell phone equipped with a camera, you should take pictures of the vehicles if there is visible damage. If you have visible injuries, you should photograph them as well. However, you should in no way interfere with the on-going police investigation. If you cannot take pictures at the scene of the accident, take them as soon as possible after the accident.6. EXCHANGE INFORMATION. Typically, the investigating police officer obtains this information. However, if the police do not respond to the accident, you should obtain the name, address and telephone number of all persons involved in the accident, drivers and passengers alike. You should also obtain information about insurance by asking to see the insurance card for all vehicles involved in the accident. If there are witnesses, you should get information from them as well so that you or your attorney can contact them in the future. If police respond to the accident, the investigating officer usually will provide all drivers with a police report number. You can use that number later to obtain the police report. If the accident occurs on a state highway, you must request the report from the state police.7. REPORT THE ACCIDENT. Notify your insurance company as soon as possible. Many policies require immediate reporting and full cooperation. Find out if you have medical benefits as part of your insurance coverage. You pay extra for that type of coverage - known as "medpay" - so you should use it. In fact, if you have medpay coverage, you are required to submit your accident-related medical bills to your insurance company. Medpay coverage is primary for accident-related medical bills. Once medpay benefits are exhausted, private health insurance becomes your primary insurer. Medpay benefits are available to all the occupants of the vehicle. Your insurance rates should not increase as a result of submitting claims for medpay coverage.8. SEEK MEDICAL ATTENTION. Often, injuries caused by motor vehicle accidents are not immediately apparent. Most of our clients report feeling the most pain a day or two following an automobile accident. Unless you are absolutely certain you were not injured, you should seek medical attention at your local emergency room or by seeing your family physician. Even in accidents involving minor impact, you can sustain a serious and permanent injury to your spinal cord. If you lost consciousness or were dazed for even a short period of time following the collision, you may have suffered a concussion or closed head injury. This can cause cognitive and behavioral changes if left untreated.9. KEEP A FILE. Keep all your accident-related documents and information together. This information should include a claim number, the claim's adjuster who is handling the claim, names and phone numbers of all contacts, receipts for a rental car and other expenses incurred as a result of the accident.10. PROTECT YOUR RIGHTS. Perhaps the most important thing you should do after an accident is to consult your attorney. Your attorney can protect your rights and make sure valuable evidence is not destroyed. Often, insurance companies want to take statements immediately after an accident. It is important that you have received legal advice before providing such a statement. Your attorney can advise you on issues ranging from how to make sure you are fully compensated for your vehicle to how to make sure you are getting the best medical treatment available. Personal injury attorneys work on a contingency fee basis, which means there is no legal fee unless the attorney recovers compensation for your injuries.

For More Information and a free consultation from car accident attorneys in Houston please call (281) 643-2000 today!

Distracted drivers, drunk drivers, drivers who fail to obey speed limits or traffic signs, drivers making turns without looking and drivers who are driving unsafely for the road conditions can all turn crosswalks, parking lots and sidewalks into potential accident sites. No matter what the cause, this negligence causes thousands of accidents per year, and these accidents can be catastrophic for victims.

Bicyclists, too, can face severe injuries at the hands of thoughtless drivers. They can also be injured by faulty bicycle manufacturing or improperly maintained roads. These can result in not only injuries but also extensive damage to the bicycle as well. Recovering after the accident can be especially difficult because insurance companies will often blame these accidents on the cyclists themselves. Because pedestrians and bicyclists are almost entirely unprotected, when injured they face a high risk of catastrophic injuries or death.

These injuries are severe and may leave victims with the need for long-term medical care or with life-changing disabilities, making it especially important to accurately assess the impact that their injuries will have on their lives. Working with an Houston Injury Attorney is an important way to ensure that you have the financial and medical support you need now and in the future. We will make sure that the accident is properly documented and fight for your rights in or out of court. For More Information and a Free Case Review Call Today! (281) 643-2000

Spending time with friends is a critical part of childhood and adolescent socialization. Peer relationships have a dramatic influence on the kind of person your child develops into, so it makes sense that you would want to encourage multiple, positive friendships and a sense of social independence.

Unfortunately, when your child goes over to someone's house, they get exposed to every risk factor and danger in that other household. For example, your child's friend may know that their parents have a gun in their closet.

If their parents don't have the gun locked up or if the child knows the location of the keys or the code to unlock the firearm, your child could potentially wind up severely injured. In that situation, your family has the right to bring an accidental firearm discharge claim against the homeowner's or renter's insurance policy protecting the residence.

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If you or someone you love was recently injured in a tractor trailer accident, contacting a Houston injury attorney may help you recover compensation for the expenses you are burdened with. The process of collecting damages from the party at-fault for your accident can be complicated; however, our tractor trailer accident attorneys have the experience needed to navigate these types of claims.

It’s common for these claims to be filed against the trucking company that owns the vehicle. Having an experienced attorney well-versed in handling cases against large-scale defendants is imperative to obtaining the full compensation deserved. Our attorneys have successfully handled personal injury claims against large trucking companies and insurance carriers, and are extremely knowledgeable in the Federal Motor Carrier Safety regulations that may affect your claim.

If you or a loved one has been involved in a semi truck accident, you may have legal recourse. To learn how our TX Personal Injury attorneys may be able to help you recover compensation for your losses, call us today for your free case review. (281) 643-2000 #TruckAccidentLawyer #TractorTrailerDevastation #InjuryLawyerHouston

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