Article provided by: The Nech Law Firm PC
If you’ve been a victim in an automobile accident, motorcycle accident, ATV accident, or even an accident with an 18-wheeler, then you may be entitled to just compensation under Texas law. Contact a car accident attorney in Houston at Nech Lawfirm. At Nech Lawfirm, we represent personal injury clients exclusively! That means that you can rely on our knowledge of injury law to provide you with sound legal counsel and sound legal representation as you need it.
Whether you desire to take your claim to trial or settle out of court, Nech Lawfirm will make sure that your best interests are advocated for at every turn. We’ll make sure that your side of the events is presented in the best way possible to optimize your chance of winning or getting the highest settlement payout possible. Further, if you do get a settlement, you’ll have a car accident attorney in Houston who can structure your settlement in a way that satisfies your preferences
What Kind of Car Accident Claim Should I File?
Generally, there are three kinds of car accident claims you can file, depending on the nature of your accident:
1. Any and all kinds of liability claims
2. Any potential first-party claims
3. Any no-fault claims
Continue reading to determine which type of claim applies to your situation, or contact Nech Lawfirm if you need an experienced car accident attorney in Houston to help you sort it all out.
When it comes to liability claims, we are referring to the parties who are at-fault in the car accident, which is usually the negligent or reckless driver. Liability claims may also be brought up against the at-fault driver’s employer if the at-fault driver was operating a vehicle within the course and scope of his or her employment.
In some instances, it may also be possible to bring about a liability claim against the owner of the vehicle. In order to establish a liability claim against the owner of a vehicle, we’ll need to establish that the owner entrusted the vehicle to the at-fault driver negligently.
First-party claims may be filed against under-insured motorists and uninsured motorists. Obviously, uninsured motorist claims are typically seen within the context of hit and run accidents where one driver hits another and then flees the scene. Texas requires that there must be physical contact between the vehicles in question. If the dollar amount of your claim exceeds the at-fault party’s liability limits, then you may file an under-insured motorist claim.
No-fault claims are typically going to be Injury Protection and Med Pay – what we commonly call “pit benefits” or something you carry on your own policy. This is no-fault coverage that usually allows you to receive reimbursement for your medical expenses and wages in the amount of $2,500. The primary difference between this and Med Pay is that your insurance carrier will retain a subrogation right if you recover against the at-fault party.
Find a car accident attorney in Houston at Nech Lawfirm to help you file your claim.