# Law Office of Shane R. Kadlec
> https://www.injurylawyerhouston.com
> Last Updated: 2026-06-26

At the Law Office of Shane R. Kadlec, our Board-Certified Houston injury lawyers are dedicated to helping victims in these situations, and we work to ensure that our clients are fully compensated for the harm they have suffered.

## Contact
- Phone: +1-281-643-2000
- Address: 9575 Katy Fwy, Suite 200, Houston, TX 77024

## Locations
- Houston, TX - +1-281-643-2000

## Practice Areas
- Personal Injury
- Car Accident
- Truck Accident
- Motorcycle Accident
- Accident
- Injury
- Premises Liability
- Product Liability
- Wrongful Death
- Catastrophic Injury
- Medical Malpractice
- Dental Malpractice

## Attorneys
- Shane R. Kadlec: https://www.injurylawyerhouston.com/shane-r-kadlec-attorney-in-houston/
  Learn about Shane R. Kadlec Houston personal injury attorney with over 25 years of experience, dedicated to helping clients and building lasting relationships.
- Greg Feste, Attorney: https://www.injurylawyerhouston.com/greg-feste/
  Attorney Greg Feste helps clients navigate personal injury claims with professionalism and compassion. Discover more about his legal experience and focus.
- Mark T. Murray, Attorney: https://www.injurylawyerhouston.com/mark-t-murray/
  Learn about Mark T. Murray, a top Houston personal injury attorney with decades of litigation success, numerous accolades, and a deep commitment to justice.
- Pablo Martinez, Jr.: https://www.injurylawyerhouston.com/pablo-martinez-jr/
  Pablo Martinez, Jr.

## Key Pages
- Homepage: https://www.injurylawyerhouston.com/
- Attorneys: https://www.injurylawyerhouston.com/attorneys/
- Blog: https://www.injurylawyerhouston.com/blog/
- Contact: https://www.injurylawyerhouston.com/contact-us/

## Social Profiles
- https://www.facebook.com/profile.php?id=61572210042890
- https://twitter.com/LawKadlec
- https://www.youtube.com/@ShaneKadlecLaw
- https://www.linkedin.com/company/law-office-of-shane-r-kadlec
- https://www.yelp.com/biz/law-office-of-shane-r-kadlec-houston-3

## Reviews
- Rating: 5/5 based on 223 reviews

## Practice Area Details

### Houston Injury Lawyer
https://www.injurylawyerhouston.com/
At the Law Office of Shane R. Kadlec, our Board-Certified Houston injury lawyers are dedicated to helping victims for the harm they have suffered.

### Moving Forward Together
https://www.injurylawyerhouston.com/www-injurylawyerhouston-com/
Board-Certified Personal Injury Trial Attorneys Helping You Rebuild After An Accident

### Houston Personal Injury Lawyer
https://www.injurylawyerhouston.com/personal-injury-lawyer-houston-tx/
Need a personal injury lawyer in Houston? Shane R. Kadlec fights for your rights and helps you recover after accidents and serious injuries.

### Houston Car Accident Lawyer
https://www.injurylawyerhouston.com/houston-tx-car-accident-lawyer/
Injured in a car accident? Houston car accident attorney Shane R. Kadlec helps victims recover compensation for medical bills, lost wages, and more.

### Houston Truck Accident Lawyer
https://www.injurylawyerhouston.com/truck-accident-lawyer-houston-tx/
Injured in a truck crash in Houston? Get legal help from Shane R. Kadlec to seek compensation and protect your rights after a serious accident.

### Houston Motorcycle Accidents Lawyer
https://www.injurylawyerhouston.com/motorcycle-accident-lawyer-houston-tx/
Injured in a motorcycle accident in Houston? The Law Office of Shane R. Kadlec helps riders pursue compensation for injuries, damages, and lost wages.

### Houston Product Liability Lawyer
https://www.injurylawyerhouston.com/product-liability-lawyer-houston-tx/
Injured by a dangerous or defective product? Houston attorney Shane R. Kadlec fights for victims harmed by unsafe consumer goods and equipment.

### Houston Premises Liability Lawyer
https://www.injurylawyerhouston.com/premises-liability-attorney-houston-tx/
Injured on someone else’s property? Shane R. Kadlec helps Houston clients pursue claims for slips, falls, and other unsafe conditions.

### Houston Accidental Gunshot Injury Lawyer
https://www.injurylawyerhouston.com/accidental-gunshot-injuries/
If you’ve suffered an accidental gunshot injury, contact Houston attorney Shane R. Kadlec to explore your legal options and seek compensation.

### Houston Bike and Pedestrian Accidents
https://www.injurylawyerhouston.com/bike-and-pedestrian-accidents/
Bike or pedestrian accident in Houston? Attorney Shane R. Kadlec helps victims get legal support and seek justice for serious injuries.

### Houston Medical Malpractice Lawyer
https://www.injurylawyerhouston.com/medical-malpractice/
Medical mistake caused you harm? Shane R. Kadlec represents Houston patients in malpractice claims involving surgical errors, misdiagnoses, and more.

### Houston Third-Party Work Injury Claims Lawyer
https://www.injurylawyerhouston.com/third-party-work-injury-claims/
Injured at work due to a third party’s actions? our team helps Houston workers file claims for additional compensation outside of employer liability.

### Houston Construction Accidents Lawyer
https://www.injurylawyerhouston.com/construction-accidents/
Injured on a construction site? our team represents Houston workers hurt by falls, equipment failures, and unsafe work environments.

### Houston Workplace Injuries Lawyer
https://www.injurylawyerhouston.com/workplace-injury-lawyer-houston-tx/
Hurt on the job in Houston? our team helps workers recover compensation for injuries that go beyond standard workers’ comp claims.

### Houston DWI and DUI Accident Lawyer
https://www.injurylawyerhouston.com/dwi-dui-accident-lawyer-houston-tx/
Houston lawyer representing victims of DWI and DUI accidents. Get legal help to recover damages after a drunk driving crash. Contact us now.

### Houston Hit and Run Accident Attorney
https://www.injurylawyerhouston.com/hit-and-run-accidents/
Victim of a hit and run accident? Our Texas lawyer works to identify liable parties and secure the compensation you need. Call now.

### Houston Distracted Driving Accident Lawyer
https://www.injurylawyerhouston.com/distracted-driving/
Hurt by a texting or inattentive driver? Our Houston distracted driving accident lawyer is here to help you file a claim and pursue justice. Call today.

### Houston Taxi Accident Lawyer
https://www.injurylawyerhouston.com/taxi-accident-lawyer/
Taxi accident injuries can be severe. Our Texas lawyer helps you hold drivers and companies accountable. Call now for a free case review.

### Houston Rental Car Accident Lawyer
https://www.injurylawyerhouston.com/rental-car-accident/
Rental car accidents raise tricky legal issues—our Houston lawyer guides you through the process and fights for compensation. Call now for a free consult.

### Houston Parking Lot Accident Lawyer
https://www.injurylawyerhouston.com/parking-lot-accident-lawyer/
Hurt in a Houston parking lot crash? The Law Office of Shane R. Kadlec provides legal support to help you recover damages. Call now.

### Houston Whiplash Injury Lawyer
https://www.injurylawyerhouston.com/whiplash-injury-lawyer/
Injured in a car accident? Our Houston whiplash injury lawyers help victims recover compensation for pain, medical bills, and lost wages.

### Houston Boating Accident Lawyer
https://www.injurylawyerhouston.com/boating-accidents/
Boating is a favorite pastime for the people of Harris County and throughout the entire state. When the weather is favorable, boats can be seen cruising

### Houston Truck Accident Attorney for Dropped Cargo
https://www.injurylawyerhouston.com/dropped-or-shifting-cargo/
18-wheeler trucks and other commercial vehicles are massive, and they often carry tens of thousands of pounds of cargo. When cargo is not loaded or secured

### Houston Child Injury Lawyer
https://www.injurylawyerhouston.com/injuries-to-a-child/
Get The Compensation Your Family Deserves by Trusting Texas Board-Certified Injury Attorneys. Our Child Injury Law Firm Holds Responsible Parties Accountable.

### Katy, Texas Motorcycle Crash Injury Attorney
https://www.injurylawyerhouston.com/katy-motorcycle-crash-injury-attorney/
Motorcycles offer an economical, environmentally friendly, and enjoyable way to travel. For many motorcyclists, riding is not just a means of transportation,

### Why Choose a Board Certified Injury Lawyer?
https://www.injurylawyerhouston.com/why-choose-a-board-certified-injury-lawyer/
Learn why choosing a board certified injury lawyer matters. Shane R. Kadlec offers proven skill, experience, and trusted legal representation in Houston.

### Houston Swimming Pool Accidents Lawyer
https://www.injurylawyerhouston.com/swimming-pool-accidents/
Going swimming can be an enjoyable way to beat the Texas heat during the summer months. Many Texan families enjoy spending time swimming, playing in the

### Houston Train Accident Attorney
https://www.injurylawyerhouston.com/train-accident-lawyers-houston-tx/
At the Harris County Law Office of Shane R. Kadlec, we understand the unique complexities involved in railroad accidents. Although less frequent than car

### Houston Uber and Lyft Accidents Lawyer
https://www.injurylawyerhouston.com/uber-and-lyft-accidents/
Rideshare services like Uber and Lyft have become an essential part of daily life in Houston, offering convenience and accessibility. However, accidents

### Houston Uninsured/Underinsured Motorist Accident Lawyer
https://www.injurylawyerhouston.com/uninsured-underinsured-motorist-accidents-houston-tx/
After a car accident, you expect to exchange insurance information with the other driver and file a claim for your damages. However, what happens if the other

### Houston Wrongful Death Lawyer
https://www.injurylawyerhouston.com/wrongful-death-attorney-houston-tx/
Lost a loved one due to negligence? Shane R. Kadlec is a Houston wrongful death attorney helping families seek justice and compensation.

### Houston Amazon Driver Accidents Attorney
https://www.injurylawyerhouston.com/amazon-driver-accidents/
Injured by an Amazon delivery driver? Shane R. Kadlec helps Houston victims pursue claims for accidents involving Amazon drivers.

### Houston Dental Malpractice Lawyer
https://www.injurylawyerhouston.com/dental-malpractice/
Suffering from dental negligence? Shane R. Kadlec helps Houston patients pursue claims for injuries caused by improper dental care and procedures.

### Houston Oil Rig Accident Lawyer
https://www.injurylawyerhouston.com/oil-rig-accident-lawyer-houston-tx/
Oil rig accident? our team helps offshore workers in Houston seek compensation for injuries caused by hazardous offshore conditions.

### Houston Industrial Accident Lawyer
https://www.injurylawyerhouston.com/industrial-workplace-accidents/
Industrial accident in Houston? our team handles serious injury cases involving heavy machinery, toxic exposure, and safety violations.

### Houston Oil Field and Refinery Accidents Lawyer
https://www.injurylawyerhouston.com/oil-field-and-refinery-accidents-houston-tx/
Injured in an oil field or refinery? our team represents Houston workers in claims involving explosions, chemical exposure, and equipment failures.

### Houston Speeding and Traffic Violation Accident Lawyer
https://www.injurylawyerhouston.com/accidents-caused-by-speeding-and-traffic-violation/
Houston attorney representing victims of crashes caused by speeding and traffic violations. Call now to pursue your legal rights.

### Houston Road Rage Accident Lawyer
https://www.injurylawyerhouston.com/road-rage-accident-lawyer/
Injured by an aggressive driver? The Law Office of Shane R. Kadlec in Houston helps road rage victims pursue legal claims. Call today.

### Houston Police Chase Accident Lawyer
https://www.injurylawyerhouston.com/police-chase-accident/
Victim of a crash during a police pursuit? The Law Office of Shane R. Kadlec in Texas provides legal help for those injured. Contact us now.

### Houston Texting While Driving Lawyer
https://www.injurylawyerhouston.com/texting-and-driving-accidents/
Texting while driving causes serious accidents. Our Houston lawyer helps victims hold negligent drivers accountable. Contact us now for legal help.

### Houston Fatal Car Accident Lawyer
https://www.injurylawyerhouston.com/fatal-car-accident-lawyer/
Wrongful death from a Houston car accident? The Law Office of Shane R. Kadlec offers compassionate legal support to surviving families. Call today.

### Auto Accident Lawyer Harris County, TX
https://www.injurylawyerhouston.com/auto-accident-lawyer-houston/
When you need legal advice from an auto accident lawyer in Houston, make a call to the Law Office of Shane R. Kadlec to request a free consultation.

### Best Car Accident Lawyer Harris County, TX
https://www.injurylawyerhouston.com/best-car-accident-lawyer-houston/
At The Law Office of Shane R. Kadlec, you will find a board-certified car accident lawyer in Houston, TX. Attorney Kadlec is a licensed personal injury

### Houston Personal Injury Attorney Recognized
https://www.injurylawyerhouston.com/houston-personal-injury-attorney-recognized/
Houston personal injury lawyer Shane R. Kadlec, founder of the Law Office of Shane R. Kadlec, has been named a Top 100 Civil Plaintiff Trial Lawyer by

### Car Accident Attorneys Harris County, TX
https://www.injurylawyerhouston.com/car-accident-attorneys-houston/
One of the events that can most seriously impact people's lives is a traffic accident. Depending on the severity of the case, there can be significant

### Houston Equipment Failure Accident Lawyer
https://www.injurylawyerhouston.com/equipment-failure-and-inadequate-maintenance/
When a serious truck accident occurs, it is generally reasonable to assume that someone has been negligent in causing it. Most commonly, that fault

### Harris County, TX Personal Injury Attorney
https://www.injurylawyerhouston.com/houston-personal-injury-attorney/
Has either yourself or a loved one been the victim of a personal injury as a result of someone else's error, malice, or negligence? If so, you likely are

### Houston Personal Injury Law Firm Provides Scholarships
https://www.injurylawyerhouston.com/houston-personal-injury-law-firm-provides-scholars/
In the fall of 2021, The Law Office of Shane R. Kadlec established a scholarship for compassionate and community-oriented college students. The

### Harris County, TX Board-Certified Injury Attorney
https://www.injurylawyerhouston.com/houston-tx-accident-attorney/
If you're looking for a Houston, TX accident attorney who puts his clients first to ensure they meet and exceed their expectations, then the Law Office of

### Harris County, TX Workplace Injury Attorney
https://www.injurylawyerhouston.com/houston-work-injury-lawyer/
Are you considering hiring a Houston work injury lawyer to file a workplace injury claim, but you don't know how these types of cases work? Worry no more,

### Houston Jackknife Truck Accidents Lawyer
https://www.injurylawyerhouston.com/jackknife-truck-accidents/
Any roadway accident involving an 18-wheeler can have devastating consequences. It takes only a fleeting moment of carelessness for a truck driver to cause an

### Katy Car Accident Lawyer
https://www.injurylawyerhouston.com/katy-car-accident-lawyer/
Car accidents can change lives in an instant, leaving victims overwhelmed with medical bills, lost wages, and emotional trauma. If you’ve been injured in a

### Katy Drunk Driving Crash Injury Lawyer
https://www.injurylawyerhouston.com/katy-drunk-driving-crash-injury-lawyer/
As we all know, drunk driving is both against the law and a serious safety concern. A person who has had too much to drink and gets behind the wheel of a car

### Katy Injury Attorney or Uber and Lyft Accidents
https://www.injurylawyerhouston.com/katy-injury-attorney-or-uber-and-lyft-accidents/
In major cities like the greater Houston metropolitan area, ride-hailing or ridesharing services like Uber, Lyft, and others have created serious competition

### Katy Personal Injury Lawyer
https://www.injurylawyerhouston.com/katy-personal-injury-lawyer/
When you are injured in any type of accident, your life can change forever. You may be faced with costly medical bills, a decreased ability to work, and, in

### Katy Spine Injury Lawyer
https://www.injurylawyerhouston.com/katy-spine-injury-lawyer/
More than 450,000 Americans are living with spinal cord injuries (SCI), and each year, there are an estimated 12,000 new SCI cases. SCIs are among the leading

### Katy Traumatic Brain Injury Lawyer
https://www.injurylawyerhouston.com/katy-traumatic-brain-injury-lawyer/
A blow to the head is always a serious concern. Concussions and other types of brain trauma can occur in a wide variety of situations, and they can have a

### Katy Truck Accident Lawyer
https://www.injurylawyerhouston.com/katy-truck-accident-lawyer/
In the moments after an accident involving a commercial truck—possibly while you are being treated for the injuries you have sustained—the truck driver’s

### Katy UPS and FedEx Accident Lawyer
https://www.injurylawyerhouston.com/katy-ups-and-fedex-accident-lawyer/
Accurate or not, it certainly seems that there are more UPS and FedEx delivery trucks on the road today than virtually ever before. With the rise in

### Houston Liability in Commercial Truck Accidents Lawyer
https://www.injurylawyerhouston.com/liability-in-commercial-truck-accidents/
18-wheelers and "big rig" trucks are very large, and they can weigh tens of thousands of pounds. When commercial trucks are involved in accidents, multiple

### What to Do After a Car Accident
https://www.injurylawyerhouston.com/what-to-do-after-a-car-accident/
A car accident can be incredibly traumatic, leaving a person and their family physically and emotionally devastated and unsure about how they should proceed.

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## Frequently Asked Questions

Q: What should I do immediately after an accident with an Amazon delivery vehicle?
A: Your health comes first. Call 911 or visit an emergency room even if you think injuries are minor, since adrenaline can mask pain. Collect the driver’s name, phone number, license plate, and any photo ID badge, then snap pictures of vehicle damage, skid marks, and package labels in the van if it is safe to do so. Reach out to a lawyer promptly so that critical electronic evidence does not disappear.

Q: How long do I have to file a lawsuit?
A: In Texas, there is a limit on how long you have to file a personal injury lawsuit. This timeframe is commonly two years from the date of the crash. Prompt action is recommended. Waiting too long can result in losing your right to pursue compensation for injuries and financial harm.

Q: What types of compensation can I recover?
A: ●  Emergency transport, hospital stays, follow-up care, and rehabilitation. ●  Past and future lost wages, plus reduced earning power if you cannot return to the same work. ●  Repair or replacement of your car and other personal property. ●  Pain, suffering, and the daily challenges that come with lasting injuries. Family members may also pursue wrongful-death damages when a loved one does not survive the crash.

Q: 1. Do I Have A Personal Injury Claim?
A: Answer: One of the primary ways that personal injury claims are resolved is through the determination of whether someone else’s negligence contributed to your injuries. A person can be negligent if they do something that a reasonable person would not do or if they failed to do something that a reasonable person would do. If that action or failure to act contributed to your injuries, then you may have a claim. If you are unsure whether you have a claim, consider talking to a lawyer to learn ...

Q: 2. What Happens to My Personal Injury Claim if I Am Denied?
A: Answer: It may seem like this is the end of your claim, but you may be able to appeal the decision if your claim is denied. An attorney can help you file an appeal in the days after the decision has been made, but it is important to appeal quickly, because there is a statute of limitations for the appeals process.

Q: 3. What Should I Do if My Insurer Offers a Settlement?
A: Answer: First, contact an attorney. Having a lawyer review the offer before you accept it is an important way to ensure that the insurance company isn’t offering a sum that is too low to aid you in recovery. This is especially important for catastrophic injuries, because they can require long-term medical care, and they may prevent you from earning a similar salary to what you earned before the accident.

Q: 4. How Much Does it Cost to Hire a Personal Injury Attorney?
A: Answer: Most personal injury cases are handled on a contingency fee basis, which means that an attorney’s payment is dependent on the success of the case, and they are paid nothing unless they win. If your case does succeed, then payment varies depending on how much compensation you are awarded, the facts of your case, and its complexity.

Q: 5. What Should I Look for When Hiring an Attorney?
A: Answer: One of the first things that you should look for is experience working personal injury cases. This knowledge is a great asset when an attorney is guiding you through the process of filing a claim and can be key to courtroom success if negotiation is unsuccessful. One marker for this is board-certification in personal injury law, which shows a higher level of experience in this practice area. Another thing to look for is an attorney who can meet with you directly. Not only does this he...

Q: 6. Who Pays My Medical Bills While The Case is Pending?
A: Answer: After an injury, medical care is the top priority, and the law requires that the injured victim be fully responsible for getting any and all necessary medical treatment. Hopefully, there is available First-party coverages that can pay these medical costs first: health insurance, Personal-Injury Protection (PIP), or MedPay coverage, but without these, out-of-pocket medical payments for treatment may be the best option. For many of our clients who can't afford their medical care and do ...

Q: 7. Can I Recover Compensation For Lost Wages?
A: Answer: Yes, Texas law allows for the
 recovery of lost income, if there is evidence of a job before the injury, and that a medical professional placed work restrictions due to the injury. Providing pay stubs, tax returns, or an HR letter to show the days or hours you missed are all ways to document this. If your injuries limit future earnings, you can also claim diminished earning capacity in the future, often proven through vocational or economic experts hired in the case.

Q: 8. What is The Typical Timeline of a Personal Injury Case?
A: Answer: While every person, injury, and case is unique, most of our clients generally go through the following steps after their injury, leading up to the conclusion of the case: Straightforward claims may resolve in under a year, while complex or high-value cases can take several years—especially if they go to trial. Be sure to check our infographic with a typical motor vehicle accident timeline.

Q: 10. Board Certified vs. Licensed Attorneys: What's The Difference?
A: Answer: All Texas lawyers are licensed to take on an injury client. But, to become certified as a Board-Certified Personal Injury Trial Lawyer, it takes a lot of real trial experience and success. Only those lawyers who apply for board certification and then pass a written examination and successfully undergo an additional peer-review and trial-experience process, where Judges and defense lawyers rate the lawyers, can earn Board Certification status from the Texas Board of Legal Specializatio...

Q: 11. What Happens During Our Free Consultation?
A: Answer: During the free consultation you should expect to discuss all of the events leading up to the injury, share evidence and documents related to the case, list all witnesses and discuss what their role is, identify all medical providers seen to date, and, most importantly, have an initial plan for addressing the medical care needed. Our employment agreement is provided and explained, going over how lawyer fees are paid and how case expenses are managed. Often, client hire our office at t...

Q: 1. What Should I Do Immediately After a Crash?
A: Answer: Move to safety, call 911, then prioritize medical evaluation, photograph the scene and vehicles, exchange information with every person there, including witnesses, by getting names, addresses and phone numbers. When time allows, report the crash to your insurer, and consult a lawyer before giving a recorded statement to anyone.

Q: 2. Who Is Liable for a Drunk Driving Accident?
A: Answer: There may be more than one party you could recover damages from. The drunk driver himself, of course, is liable for any harm he causes. If the drunk driver had insurance, then filing a claim with his insurance company is usually the first step. However, in Texas, you may have a third option. Our "Dram Shop" laws can sometimes be use to hold a drinking establishment liable for harm caused by one of its patrons.

Q: 3. When Is a Drinking Establishment Liable for a DUI Accident?
A: Answer: Under Texas's Dram Shop laws, a bar, club, restaurant, or other business where alcohol is sold for consumption on the premises can be held liable if they furnished alcohol to a person who was clearly already intoxicated, and that person went on to cause harm to others as a result of their intoxication.

Q: 4. What if the Drunk Driver Was Not Arrested for DUI?
A: Answer: While a DUI arrest can make it easier to prove your case, it is not necessary. Our attorneys may be able to use other evidence to show a civil court that the driver's intoxication caused the accident.

Q: 5. What Damages Could I Recover After a DWI Accident?
A: Answer: You may be able to recover financial compensation for a wide variety of expenses and financial losses related to the accident. This includes current and future medical bills, lost wages including impairment to future earning capacity, and compensation for emotional harm and loss of enjoyment of life. We will help you carefully calculate the amount of compensation to demand.

Q: 6. Should I File Property Damage (PD) and Bodily Injury (BD) Claims With The Same Insurer?
A: Answer: Yes, but sometimes it is fastest to rely on your own insurance company to address the damage done to your vehicle so you get back on the road as soon as possible, as they will then seek repayment of the costs from the other driver's insurance company. If the at-fault driver's carrier accepts liability quickly, then they can handle both the injury and vehicle claim, and should pay for the property damage within the first few weeks, and the injury claim can be resolved at a later time. ...

Q: 7. What if the Driver Was Intoxicated by a Substance Other Than Alcohol?
A: Answer: Drivers who are under the influence of drugs other than alcohol are still liable if they cause an accident while intoxicated. People who are under the influence of marijuana, street drugs, or even certain types of prescription drugs may be unable to drive safely, and they are responsible for the harm they cause due to their impaired driving.

Q: 8. Can I Pursue a Claim if I Don't Have Auto Insurance?
A: Answer: Yes, you can. In Texas, lack of liability insurance does not prevent you from making a claim against an at-fault driver, and you may still file a lawsuit or third-party injury claim against the at-fault driver's liability coverage.

Q: 9. What Are The Basic Types of Auto Insurance in Texas?
A: Answer: 1. Liability Coverage (Required by Law) 2. Collision Coverage 3. Comprehensive coverage 4. Uninsured/Underinsured Motorist Coverage (UM/UIM) 5. Medical Payments (MedPay) & Personal Injury Protection (PIP) 6. Other Common Optional Coverages

Q: 10. Will a Crash Make My Insurance Rates Go Up?
A: Answer: If you are found at fault, Texas insurers may add a surcharge that lasts up to three years. If you are not at fault and the other driver's insurer pays, your rates typically remain unchanged. This is true even after making a claim on your own insurance policy after a crash, as long as you're not at fault.

Q: 11. What if I Was Injured as the Passenger of a Drunk Driver?
A: Answer: Passengers who are hurt while riding with a drunk driver can still seek compensation. The intoxicated driver's liability insurance, and in some cases the car owner, an overserving bar, or a social host, may cover your losses, while your own UM or UIM policy, PIP, or MedPay can make up any shortfall. Insurers may argue that you assumed the risk by accepting the ride, yet drunk driving usually satisfies any gross negligence or guest statute requirements. Act quickly and hire an experien...

Q: 12. Can I Recover Compensation if My Loved One Was Killed by an Intoxicated Driver?
A: Answer: If a member of your immediate family lost their life in a DUI crash, you may be able to file a wrongful death lawsuit. In these cases, you may be able to recover compensation for the loss of your family member's financial, domestic, and emotional support, as well as certain other damages that your family member could have recovered had they survived, including any medical bills they accrued before passing.

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